Thursday, June 24, 2010

The 7 Questions You Need To Ask Your Realtor®

Part 1 of 2

7_Questions 27k What Is My Home Worth?

Whether or not you’ve decided to move … I can tell you what your home is worth … and am able to verify my estimate with recent real estate marketing data.

I’ll perform a comprehensive market analysis that includes information about recently sold properties that are comparable to the subject property PLUS other relative market information that is available to me as a member of our area’s multiple listing service.

When I give an estimate of a someone’s home value, you can be confident that the price is based on solid data … and not just a “guess-timate”.

Can You Sell Within My Time Frame?

There are generally four factors that play a large role in how many days of market exposure that it takes to receive a winning offer from a qualified buyer.

One of those factors is your choice of listing agent and what their specific marketing plan is for your property.

If you’d like to learn the other three critical factors … visit and I’d be glad to share them with you.

How Much Home Can I Afford To Buy?

The purchase price of your new home usually comes down to how much a mortgage lender will lend to you …. after taking into consideration your down payment … it’s that simple … or is it?

You need to discuss this with your Realtor® and Mortgage lender!

How Do I Get My Home Ready For Sale?

Before you invest any time or money in fix-ups, ask a professional Realtor® what projects will bring you the best return.

Experience shows that a Realtor® can save you time and labor by avoiding home improvements that are not valued or noticed by most buyers.

Again, you need to discuss this with a professional Real Estate Agent.

Next week I will post Part 2 of 2 … in the meantime, if you have OTHER questions you need answers to don’t wait just visit or call 562-882-1581.

Friday, June 18, 2010

Stunning Lakewood Mutual Home – Dream Home for a First Time Home Buyer!

The Time To Buy Couldn’t Be Better … with interest rates extremely low (for those that qualify they are in the 4.5% range) the estimated complete monthly payment would be less than what this home would rent for! Priced at $379,900!

4762 Deeboyer

It offers a remodeled kitchen with lots of counter space and tons of cupboards including a large pantry. Gaze out the kitchen garden window onto the patio and spa area.

Family time is enhanced with a breakfast bar plus a lot of room for a dining table for even more time to share your day.The large dining area is open to a large living room with a bay window.

There is tile flooring in the kitchen and dining areas. The bathroom has been redone and is open and airy. Plus both bedrooms are generous in size.

Great backyard for Summer Time entertaining which has a built in barbeque bar, spa, basketball hoop, and nice covered patio.

See all of these wonderful things by completing the Virtual Tour …

For more information or to see other homes like this visit or call 562-882-1581

Friday, June 11, 2010

After Shopping For a Home, Tired Buyers Often Make Poor Mortgage Choices

As reported by Lew Sichelman in the Los Angeles Times, new research suggests that buyers' minds are so taxed after they go through the ordeal of finding a house that they often rush into the next step — applying for a loan — and then end up making poor choices.

Sometimes they opt for the first choice presented to them without regard to the dangers that may be inherent in that particular mortgage.

Other times they pick the loan with the lowest monthly cost, even though the interest rate might skyrocket in a few short years.

It's a phenomenon called "cognitive resource depletion," and it has been identified by two George Washington University instructors as an often crucial factor in why the choices borrowers make may come back to haunt them.

After the shopping experience, consumers may devote less attention to the mortgage-choice process while relying on faulty-decision shortcuts that "ultimately result in a higher propensity" to select higher-risk mortgage products.

Today’s loan choices and decisions are so complex, even financially savvy borrowers should take caution and benefit from avoiding this dangerous trap.

Because buying and loan application decisions are "so intense" to act upon quickly AND … because most real estate purchase contracts compel buyers to secure funding within an often abbreviated time frame … most buyers would be better off to apply for the loan FIRST by getting pre-approved or at the very least, pre-qualified by having identified which mortgage product is the best.

Then … once that hurdle is overcome, you can begin searching for your new home. This advice has been given time-and-time again, but now in light of this new phenomenon, we can see why it is so important.

For more information on how to get started and what to ask a future mortgage lender to make sure you are in the best of hands … visit my website, or call 562-882-1581.

Thursday, June 3, 2010

Splash Into Summer With This Lakewood Pool Home – 2427 Daneland

Summer Entertainment will be easy with this remodeled kitchen with granite counters and custom tile, travertine floors.
Glossy hardwood floors, updated bathrooms and … central air and heat to keep you comfortable all year!

Living room has sliding glass doors leading out to a wood deck and swimming pool.daneland3

Rooms are Light and bright with two bedrooms upstairs and two down. Cutest bedrooms with dormer windows.

White Picket Fenced front yard with lots of curb appeal to welcome you home. daneland2

For a virtual tour and a property brochure with lots of pictures, visit and scroll down the bottom to click on 2427 Daneland in Lakewood CA